About Us
Banks move slow or say no while payroll, tax, suppliers, or a deal will not wait. At Tauranga Second Mortgage Business Loans in Tauranga, we fund second mortgage business loans for short term or transitional needs, secured against your available property equity with clear steps and flexible repayment options.
Our team has deep experience structuring short term property secured funding that sits behind your first mortgage. We expect at least $20,000 in monthly turnover and a trading history that grows with the loan size, we know the Tauranga market, we look at your equity, trading strength, and exit plan not just a score, and we can give an indicative decision within 24 working hours when documents are complete.
You get speed and clarity with an initial decision in about twenty four working hours once we have full and correct documents, plus straight pricing up front that sets out application, valuation, and legal costs. We help you avoid common mistakes like overestimating property value, weak or unclear exit plans, missing statements, or trying to use rural or lifestyle property, because those cause delays, higher costs, declines, or a refinance under pressure, and we check title position and any caveats early to avoid late surprises.
Our services cover second mortgage business loans, short term bridging against equity, capitalised interest when cash is tight, and repayment options that are interest only or principal and interest on a weekly, fortnightly, or monthly cycle, with early repayment allowed under the contract and all application, valuation, legal, and other costs set out in your loan agreement. Common mistakes in Tauranga include picking a term that does not match the exit, guessing the first mortgage balance, overlooking total loan to value ratio and needed equity, sending incomplete documents that delay approval, or trying to use property we cannot secure, and these missteps can trigger higher costs, default charges, a rushed refinance, or even a forced sale.
Talk to our Tauranga team about second mortgage business loans today. Call Tauranga Second Mortgage Business Loans or send us your numbers to get a quick quote and straight advice.
Fast Approvals - $20k to $500k