About Us
Cash flow gaps hit fast when a supplier calls or a tax bill lands in Tauranga. We solve it with second mortgage business loans that frees up equity in a residential or commercial property for three to twenty four months, most often six to twelve, from twenty thousand to five hundred thousand based on your trading history.
Our local team knows short term and transitional funding cold and we match structure to a real exit like a refinance or a sale. We focus on trading history, equity, and the story behind the numbers, and we keep the process clear so you know costs, timing, and next steps.
You get a quick yes or no, plain pricing, and a structure that fits how your cash comes in. We look beyond a credit score, accept residential or commercial security, can fund up to about a ninety percent loan to value ratio in strong cases, allow early repayment, set repayments weekly or fortnightly or monthly, and list application, valuation, legal, and other costs in the loan papers before you sign.
Loan sizes run from $20,000 to $500,000 with the largest amounts tied to longer time in business from 6 months for smaller loans up to 5 years for the maximum, we can consider total lending up to about 90 percent loan to value ratio in strong cases which is higher than many bank limits, and we accept residential and commercial security but not rural properties or lifestyle blocks. We fund working capital, stock, supplier payments, tax arrears, refurbishment, and bridging between refinances, and we offer interest only or principal and interest repayments weekly, fortnightly, or monthly with the option to capitalise interest when that fits the exit plan.
Talk to our local team about second mortgage business loans Tauranga. Call or send a message to start your application or get a quick quote on funding terms today.
Fast Approvals - $20k to $500k
