About Us
Cash flow gaps, supplier pressure, or a custom made purchase can stall growth. We arrange second mortgage business loans in Tauranga with short term, property secured funding for working capital, stock buys, project bridging, and debt tidy ups.
As a local team at Tauranga Second Mortgage Business Loans, we know the Tauranga market and the moving parts that make a second mortgage settle on time. We coordinate closely with your first mortgage lender and your solicitor, and we bring hard won experience, straight answers, and careful structuring that protects your exit.
You get workable terms between 3 and 24 months, with most second mortgages running 6 to 12 with possible extensions, pricing is risk based and higher than bank lending, and all costs such as application, valuation, and legal are set out in the agreement with early repayment allowed under contract. Common mistakes are asking for more than the equity supports, skipping a clear exit, or underestimating total cost, and those choices can slow approval, add fees, or cause decline.
We fund $20,000 to $500,000 for 3 to 24 months, with most second mortgage loans running 6 to 12 months as short-term or transitional funding with risk based pricing that’s higher than bank lending. We assess real trading history and equity with a minimum monthly turnover of $20,000 and time in business that grows with the loan size from six months at the low end to five years at the top, and we support weekly, fortnightly, or monthly repayments.
Talk with our team about second mortgage business loans in Tauranga today. Call us or send your numbers to start a quote and get a straight answer from a real person.
Fast Approvals - $20k to $500k