About Us
Cash flow gets tight and most of your funding sits behind a first mortgage. We arrange second mortgage business loans in Tauranga secured against residential or commercial property to access fast working capital, bridge to refinance or sale, and fund urgent projects.
Our local team knows property secured business lending and the quirks of trading in Tauranga. We look at the whole picture and structure behind your first mortgage the right way, then move quickly while staying careful with valuations, legal work, and consent.
You get workable terms between 3 and 24 months, with most second mortgages running 6 to 12 with possible extensions, pricing is risk based and higher than bank lending, and all costs such as application, valuation, and legal are set out in the agreement with early repayment allowed under contract. Common mistakes are asking for more than the equity supports, skipping a clear exit, or underestimating total cost, and those choices can slow approval, add fees, or cause decline.
We arrange second mortgage business loans for working capital, bridging between a purchase and a sale, clearing arrears or tax pressure, or custom made stock and equipment buys so your plans do not stall. We accept residential and commercial security only, look for at least six months of trading for smaller loans and up to five years for the largest amounts, expect monthly turnover of about twenty thousand dollars, offer interest-only or principal-and-interest with weekly, fortnightly, or monthly payments, can capitalise interest in some cases, and early repayment is generally allowed under the contract.
Talk with us about second mortgage business loans Tauranga today. Call or send your figures for a quick quote and we will confirm what you can borrow and the steps to settle.
Fast Approvals - $20k to $500k
