About Us
Cash flow stalls or a time limited opportunity can hit when your bank is slow or at its limit in Tauranga. We use second mortgage business loans to access equity in your residential or commercial property with short term funding, fast decisions, and a simple path handled by Tauranga Second Mortgage Business Loans.
We are local and we know Tauranga values, lenders, and timelines. We move quickly with straight talk and can give an indicative decision within 24 working hours once documents are complete.
Loans range from 20,000 dollars to 500,000 dollars with the largest amounts linked to longer trading history, and typical terms run 6 to 12 months with options from 3 to 24 months if the deal needs it. Pricing is risk based and higher than bank lending, total lending can reach about 90 percent loan to value ratio in strong cases, repayments can be weekly, fortnightly, or monthly, interest may be interest only or principal and interest with the option to capitalise, early repayment is usually allowed under the contract, and fees are set out in the loan agreement.
Second mortgage business loans through us cover working capital, bridging to refinance or sale, stock buys, urgent repairs, and tax catch up when timing matters. We secure against residential or commercial property in Tauranga and not rural or lifestyle blocks, we can structure interest only or principal and interest with weekly, fortnightly, or monthly repayments, and we can give an indicative decision within 24 working hours when documents are complete and correct.
Talk with Tauranga Second Mortgage Business Loans about second mortgage business loans in Tauranga today and get a clear path and timing for your funding. Call or send us your details for a quick call back and a written quote.
Fast Approvals - $20k to $500k
