About Us
Cash gets tight, suppliers push, and your bank moves slowly. At Tauranga Second Mortgage Business Loans in Tauranga, we arrange second mortgage business loans secured by property to cover working capital, bridge a refinance or settlement, buy stock, or clear a tax bill.
Our team has deep experience structuring short term property secured funding that sits behind your first mortgage. We expect at least $20,000 in monthly turnover and a trading history that grows with the loan size, we know the Tauranga market, we look at your equity, trading strength, and exit plan not just a score, and we can give an indicative decision within 24 working hours when documents are complete.
You get a fast decision within twenty four working hours when your paperwork is complete and total lending may reach about ninety percent loan to value ratio in strong cases with flexible repayments that fit your cash flow. We accept residential or commercial property as security, price each deal on risk which is higher than bank lending, and we set out application, valuation, legal, and other costs in the loan agreement with early repayment allowed under the contract.
We secure against residential or commercial property, not rural or lifestyle, and we can consider total lending near about ninety percent loan to value ratio in strong cases, with minimum monthly turnover of 20,000 dollars, trading history from six months for smaller loans up to five years for the largest, and credit scores reviewed in context. You can speed an indicative approval to within 24 working hours with correct documents such as bank statements, recent rates notices, mortgage statements, financials, and a clear exit plan, and you avoid common mistakes like overestimating property value, ignoring application, valuation, legal and other costs shown in the agreement, skipping taxes or payroll in the budget, or borrowing without a workable refinance or sale plan that can lead to delays, smaller limits, higher pricing, or even a decline.
Talk with Tauranga Second Mortgage Business Loans today about second mortgage business loans Tauranga and get a clear plan, a firm timeline, and a practical exit strategy. Call or send a message to start the job or get a quote, and we’ll tell you exactly what documents we need to get you an indicative answer fast.
Fast Approvals - $20k to $500k
