About Us
Banks move slow and cash flow doesn’t wait, so deals fall over and bills stack up. At Tauranga Second Mortgage Business Loans in Tauranga, we arrange second mortgage business loans that use your property equity to access short-term working capital, bridging funds, or a fast refinance with a clear exit plan.
We know the local market and the quirks that come with second liens, first mortgage consent, titles, and timing. We speak plainly about risk, exit plans, and total loan to value numbers, and we give you clear terms and costs in writing before you sign.
You get a fast decision within twenty four working hours when your paperwork is complete and total lending may reach about ninety percent loan to value ratio in strong cases with flexible repayments that fit your cash flow. We accept residential or commercial property as security, price each deal on risk which is higher than bank lending, and we set out application, valuation, legal, and other costs in the loan agreement with early repayment allowed under the contract.
Loan sizes run from $20,000 to $500,000 with the largest amounts tied to longer time in business from 6 months for smaller loans up to 5 years for the maximum, we can consider total lending up to about 90 percent loan to value ratio in strong cases which is higher than many bank limits, and we accept residential and commercial security but not rural properties or lifestyle blocks. We fund working capital, stock, supplier payments, tax arrears, refurbishment, and bridging between refinances, and we offer interest only or principal and interest repayments weekly, fortnightly, or monthly with the option to capitalise interest when that fits the exit plan.
Talk with Tauranga Second Mortgage Business Loans about second mortgage business loans in Tauranga today and get a clear path and timing for your funding. Call or send us your details for a quick call back and a written quote.
Fast Approvals - $20k to $500k
