About Us
Bank timelines do not match your cash flow needs and your equity sits locked in property. We fund second mortgage business loans in Tauranga with short term, property secured lending for bridging needs, working capital, tax payments, stock or equipment buys, and refinance while you set up longer term funding.
Our team has deep experience structuring short term property secured funding that sits behind your first mortgage. We expect at least $20,000 in monthly turnover and a trading history that grows with the loan size, we know the Tauranga market, we look at your equity, trading strength, and exit plan not just a score, and we can give an indicative decision within 24 working hours when documents are complete.
You get straight answers, a clear pathway, and an indicative decision within twenty-four working hours when documents are complete. We look beyond a credit score and can fund up to about ninety per cent total loan-to-value in strong cases with flexible terms, interest-only or principal and interest options, and the ability to add interest to the loan in some cases.
We arrange second mortgage business loans for working capital, bridging between a purchase and a sale, clearing arrears or tax pressure, or custom-made stock and equipment buys so your plans do not stall. We accept residential and commercial security only, look for at least six months of trading for smaller loans and up to five years for the largest amounts, expect monthly turnover of about twenty thousand dollars, offer interest-only or principal-and-interest with weekly, fortnightly, or monthly payments, can capitalise interest in some cases, and early repayment is generally allowed under the contract.
Talk to our Tauranga team about second mortgage business loans Tauranga today so you can solve the cash gap and keep work moving. Call or message Tauranga Second Mortgage Business Loans to get a quick quote or set up a time to run your numbers.
Fast Approvals - $20k to $500k
