About Us
Banks move slow or say no while payroll, tax, suppliers, or a deal won’t wait. At Tauranga Second Mortgage Business Loans in Tauranga, we fund second mortgage business loans for short term or transitional needs, secured against your available property equity with clear steps and flexible repayment options.
Our team has deep skill in short-term, property-secured lending, with a strong track record structuring second ranking mortgages that settle on time, and our straight talk and local knowledge in Tauranga set us apart. Common mistakes are weak exit plans, missing documents, or optimistic valuations that push loan to value ratio too high, and those can cause delays, added costs, a decline, or default that puts your property at risk.
You get speed, straight talk, and funding from 20,000 dollars to 500,000 dollars for three to twenty-four months, with most second mortgages running six to twelve months and extensions possible when your plan supports it. We secure against residential or commercial property with sufficient equity and we do not accept rural properties or lifestyle blocks, and in strong cases the combined loan to value ratio can reach about ninety per cent, pricing is risk based and higher than bank lending because these are short term and higher risk loans, repayments can be weekly or fortnightly or monthly, and early repayment is often allowed under your contract.
We fund from 20,000 to 500,000 for three to twenty four months, with most second mortgages running six to twelve months and extensions possible, and in strong cases total lending can reach about ninety percent loan to value ratio. We secure against residential or commercial property in towns and cities, we do not accept rural properties or lifestyle blocks, eligibility starts from six months trading for smaller loans and up to five years for the largest amount, second mortgage borrowers should show at least 20,000 dollars in monthly turnover, we consider credit scores but never alone, we don’t post fee amounts and set out application, valuation, legal and other costs in the loan agreement, and repayments can be interest only or principal and interest with weekly, fortnightly, or monthly schedules, and in some cases interest can be added to the balance.
Talk with us about second mortgage business loans Tauranga today. Call or send your figures for a quick quote and we will confirm what you can borrow and the steps to settle.
Fast Approvals - $20k to $500k
